Tax Benefits

Giving is good for everyone. Your contributions can be deducted on your Pennsylvania state income tax returns.*

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Before you make a gift, you'll need the account's Ugift code. Account holders can find their code by logging into their PA 529 account or calling 800-440-4000.

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*The availability of tax or other benefits may be contingent on meeting other requirements. A withdrawal or portion of a withdrawal not used for qualified expenses may be subject to state and local income taxes. The earnings portion of the withdrawal will be subject to federal income tax and, with a few exceptions, an additional 10% federal income tax penalty.

Ugift is a registered service mark of Ascensus Broker Dealer Services, LLC, and is an optional service, separate from PA 529, and not affiliated with the Commonwealth or the Treasury Department.

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PA 529 College and Career Savings Program
613 North Drive | Room G-06
Harrisburg, PA 17120

Phone: 800-440-4000

Email: PA529@patreasury.gov

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*To be eligible for the PA 529 Guaranteed Savings Plan (GSP) match incentive, all PA 529 GSP contributions must be received in good order between November 1, 2024, and December 31, 2024, at 11:59 p.m. (ET). Depending on your contribution method, it may take up to 14 business days for a contribution to be received. Match contributions will be posted to eligible PA 529 GSP accounts by March 31, 2025. Matching PA 529 GSP contributions will not exceed $100 per account.

The Pennsylvania 529 College and Career Savings Program offers two 529 plans – the PA 529 Guaranteed Savings Plan (GSP) and the PA 529 Investment Plan (IP) – and sponsors Keystone Scholars, a Children’s Savings Account program. The guarantee of the PA 529 Guaranteed Savings Plan is an obligation of the GSP Fund, not the Commonwealth of Pennsylvania or any state agency. Before investing in either PA 529 plan, please carefully read that plan’s disclosure statement (available at www.pa529.com or by calling 1-800-440-4000) to learn more about that plan, including investment objectives, risks, fees, and tax implications. Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program.

Ascensus College Savings Recordkeeping Services, LLC (“Ascensus”) provides program management, recordkeeping, and account processing. For information about Ascensus’ privacy and data security practices please visit the links below.

Ⓒ 2023 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

PA 529 College and Career Savings Program advertisements are paid for by the PA 529 College and Career Savings Program. Keystone Scholars advertisements are paid for by PA 529.

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